Achieve TMS, the leading provider of transcranial magnetic stimulation (TMS) therapy in the United States, treats patients dealing with severe depression. If you have met your insurance deductible for the year, you may be eligible for a free or discounted TMS therapy program.
What Is an Insurance Deductible?
An insurance deductible refers to the amount of money you are required to pay for an insurance claim before your insurance provider starts to pay. For example, if you have an annual insurance deductible of $500, you will pay for any insurance claims up to the first $500 for the year. Once you reach the $500 mark, your insurance provider may cover 80% of the cost of treatment as coinsurance or “cost share” for the remainder of the year.
What Happens After I Meet My Deductible?
After you meet your deductible, your insurance provider will cover the costs of an insurance claim that falls under your insurance plan. In some instances, you may still need to cover the cost of a copay, which is a fixed amount determined by your insurance plan. A copay usually begins after you have paid your deductible and may vary based on the healthcare services you receive.
How Can I Find Out My Deductible?
Your deductible is listed on your insurance policy’s declaration page, under the terms and conditions part of the agreement. Additionally, you can contact your insurance provider to learn more about your deductible and your insurance policy.
Is TMS Therapy Covered by Insurance?
Most insurance providers cover TMS therapy. To find out if your insurance policy includes TMS therapy coverage, you can contact your insurance provider to review your insurance policy. Or, Achieve TMS can help you find out if your insurance policy covers TMS therapy.
What Types of Insurance Does Achieve TMS Accept?
Achieve TMS accepts most PPO insurance plans. We are also in-network with Aetna, Cigna, and many other insurance providers.
How Much Does TMS Therapy Cost?
The cost of TMS therapy varies based on a patient’s insurance coverage. The Achieve TMS team discusses the costs of TMS therapy with a patient before he or she begins a treatment program.
Can I Undergo TMS Therapy If I Don’t Have Insurance?
TMS therapy is available to patients who do not have insurance. Achieve TMS offers various financing options to help patients without insurance cover the costs of TMS therapy.
Is TMS Therapy a Safe, Effective Treatment for Severe Depression?
Our TMS therapy program is safe and effective, and it is tailored to a patient to address his or her severe depression symptoms. The program involves the use of magnetic pulses to stimulate neurons in the brain responsible for depression.
A typical TMS therapy program requires six weeks to complete, with therapy sessions five days per week. Each TMS therapy session lasts approximately 20 minutes, and a patient can go to work, return to school, or resume his or her normal activities immediately after a therapy session.
Is TMS Therapy Right for Me?
Achieve TMS offers TMS therapy that is FDA-approved for treatment-resistant depression and CE-approved in Europe for the treatment of bipolar disorder, chronic pain, OCD, PTSD, and adult AD/HD. TMS therapy offers a number of benefits over traditional depression treatments, including:
- Noninvasive: TMS therapy does not involve anesthesia or electrical shocks.
- No Side Effects: TMS therapy does not cause dry mouth, weight gain, nausea, or other side effects commonly associated with other depression treatments.
- No Medications: TMS therapy does not require antidepressant medications.
Each TMS therapy program is customized to a patient. This program helps ensure that a patient can undergo TMS therapy sessions to achieve his or her desired results.
Don’t Miss Out — Find Out If You Qualify for Free or Discounted TMS Therapy Sessions Today
Achieve TMS is happy to discuss TMS therapy, and we can help you get the most value out of your insurance coverage. If you have paid your annual insurance deductible, we can even help you find out if you qualify for free or discounted TMS therapy sessions. To schedule a free TMS therapy consultation with Achieve TMS, please contact us online or call or text us today at 877-285-0822.
If you have tried multiple antidepressants with no positive results or effects, OR if you prefer a non-medicated and non-invasive treatment for depression without the harsh side-effects of drugs, then dTMS treatment may be for you.
Achieve TMS is the nation’s most trusted dTMS provider, treating over 650 patients to date.